First Time Home Buyers - Stop Paying Rent and Own Your Own Home

Are you tired of wasting money on rent each and every month?
Have you been dreaming of owning your own home? Well the time has come and its time for you to stop wasting money and saving money. With the number of bank owned properties on the market, the time could not be better for the first time home buyer. Becoming a home owner is easier then you think. Give me a call Today, I am here to help.
real estate agent, realtor

Now is the Time to Buy
Lowest Rates in Years
It's a Buyers Market
Homes Below Market Value

Do I qualify for a Home Loan?
How much downpayment do I need?
What will my payments be?
What about my credit?
How do I buy a bank owned property?

Helping renters in Orange County, Los Angeles County, Riverside County and the Inland Empire

STOP PAYING RENT! OWN YOUR OWN HOME TODAY!

This is an INCREDIBLE time to BUY with all the FORECLOSED PROPERTIES. Here is the golden opportunity for you to choose the house that you want to buy. Start building equity and enjoy all the tax benefits home ownership brings. Home ownership for the the first time home buyer is now affordable, and easier than before.

Let our team of experts lead you to incredible real estate opportunities in Orange County, Riverside, Los Angeles, and San Bernardino counties.

In the previious real estate market, homes for sale were way abouve a first time home buyers reach. Many first time home buyers found themselves needing to bid above asking price; therefore, finding themselves pushed out of the bidding wars because they didnt have sufficient downpayment, or any in some cases.

What does that mean to you? With the recent market correction, homes have become affordalbe and within the reach of the first time home buyer. The number of homes on the market is driving sellers and lenders to offer incentives to buyers; such as help with closing cost, downpayment assistence, and offering home warranties. With prices at an ultimate low, first time home owners are finding themselves within reach of owning their own dream home.

With One Easy Step, You Can Stop Renting and Start Owning!

The chart below shows a cost comparison for a renter and a homeowner over a seven year period. The renter starts out paying $800 per month with annual increases of 5%. The homeowner purchases a home for $110,000 and pays a monthly mortgage of $1,000. After 6 years the homeowner's payment is lower than the renter's monthly payment. With the tax savings of homeownership, the homeowners payment is less than the rental payment after 3 years and depending on your tax bracket may be even less.

Years	Rent Payment	Mortgage Payment	Monthly Difference	After Tax Savings	Yearly Difference	After Tax Savings
1	800	1000	-200	-50	-2400	-600
2	840	1000	-160	-10	-1920	-120
3	882	1000	-118	+32	-1416	+384
4	926	1000	-74	+76	-888	+912
5	972	1000	-28	+122	-336	+1464
6	1021	1000	+21	+171	+252	+2052
7	1072	1000	+72	+222	+864	+2664
8-30			Savings increase each and every year

Where do you start?

Get pre-qualified for an affordable, low mortgage loan The first step to home ownership is getting pre-qualified. First time home buyers will benefit greatly from this because it will give them a sense of how much of a home they could affored. In return this makes the first time home buyer a smarter shopper. With a pre-qualification letter in your pocket, you will be armed with the proper tools lenders and sellers are looking for within a buyer. The way you approach home buying and working with an experienced Realtor can literally save you thousands of dollars.

Becoming pre-qualified is FAST, EASY, and FREE. All we need to start your loan application process is to review our mortgage application and credit report. Take time to call us today, and will be happy to assist you with all your real estate needs.

Home Connection Specialty Finance Inc. 7016 Ginko Court Corona, CA 92880 Main (Direct): (951) 532-1943 Fax: (951) 808-9596
The term REALTOR® identifies a real estate professional who is a member of the NATIONAL ASSOCIATION of REALTORS® and subscribes to its strict Code of Ethics.

By submitting any form on this site with your contact information, you are consenting that William Suarez and/or his authorized representatives may contact you through email or by phone. All rate, payment, and area information are estimates and approximations only.

Information in this site deemed reliable but not guaranteed for Inland Empire West, Corona home buyers, Norco home buyers, Riverside home buyers, Mira Loma, Chino, and Chino Hills first time home buyers. Corona, Norco, Riverside, Mira Loma, Eastvale, Eagleglen, Lake Elsinore,Lake Mathews, Gavilan Hills, Lake Perris, Moreno Valley, Corona Hills, Chase Ranch, Amberhill Estates, Chino or Chino Hills. First time home buyers can find homes, condos or townhomes, or other real estate properties in Corona, north corona, norco hills, eastvale, eagle glen golf course homes, riverside CA real estate. William Suarez serves these cities as a Realtor®. He services all buyers, first time home buyers, and investors in Southern California and serves real estate clients looking for homes, condos and townhomes, lots and property in the Inland Empire area, specifically the Corona, Norco, Riverside, Orange County, Anaheim, Anaheim Hills, Yorba Linda, Santa Ana, Mira Loma, Eastvale, EagleGlen, Dos Lagos, Lake Elsinore supplying first time home buyers with all the needed information. His real estate buyers are primarily in the southern california area but handles out of state relocation as well.